Expires
About Us
One of Hawaii’s oldest small mortgage businesses locally owned. Tera L. H. Paleka is a wholesale mortgage lender brokering to every bank lending in Hawaii. Unlike other retail mortgage companies who have higher overhead built into their rates, she will save you 1000's in the cost of the rate, fees and throughout the lifetime of your mortgage. Being 100% wholesale she's in control of ea & every loan product, pricing comp plan & underwriters she submit ea cr package to are fighting for my business. Tera is not limited to one set of rates and terms unlike all retail mortgage companies who can only finance you in-house on their mortgage products with only one set of underwriters. She works for you as opposed to all retail mortgage companies who are making a salary and benefits by law. Tera doesn’t get paid until your loan closes!
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